Recreational Loans

NEAFCU Recreation Loans image
Bike Riding image

Northeast Arkansas Federal Credit Union offers a number of loans to help you enjoy your active lifestyle including:

  • Motorcycle
  • Boat and other watercraft
  • New and used Recreational Vehicles
  • Trailers

Through NEAFCU you can:

  •  Enjoy low rates.
  • Set up payments to best fit your budget. Bi-weekly or weekly payments can help you pay your loan down faster, saving you money.
  • Have credit problems? Our loan officers will work with you to get you on the road to a better credit rating. Make recommended improvements to your credit score and you could qualify to reduce your rate after 90 days, saving you money.

See rates to the right and learn how you can save more on your consumer loans with NEAFCU.

Click here for an application

Auto Rates

New Auto Rates

New vehicles are defined as not previously titled or are within the first 6 months of the original purchase.

36 Months As low as 3.50% APR
48 Months As low as 3.75% APR
60 Months As low as 4.00% APR
72 Months As low as 4.25% APR

Used Auto Rates

Model years 2015-2019
Used vehicles are defined as being previously registered.

36 Months As low as 4.00% APR*
48 Months As low as 4.25% APR
60 Months As low as 4.50% APR
72 Months As low as 4.75% APR

Recreational Rates

New RV / Boat / Watercraft / Motorcycle / Trailer / Misc. Pricing

New defined as not previously titled or within the first 6 months of the original purchase.

36 Months As low as 4.50% APR*
48 Months As low as 4.75% APR
60 Months As low as 5.00% APR
72 Months As low as 5.25% APR

*Annual Percentage Rate. Please note that members may earn additional rate discounts for utilizing any five of the following:

  • Auto-Transfer
  • Direct Deposit
  • Checking
  • Certificate or IRA
  • Debit Card
  • NEAFCU Visa Credit Card
  • eStatement
  • Online Banking
  • BillPay
  • LTV of 90% or less