Personal Loans

Northeast Arkansas Federal Credit Union offers members Personal or Signature Loans that require no collateral.

NEAFCU Personal Loans image

These loans can be financed for up to 5 years and are based on factors such as income and credit score.

Personal loans can be used for a wide-variety of purposes including:

  •  School needs
  • Vacation
  • Repairs
  • Just about anything!

*Ask a loan officer for more information.

Through NEAFCU you can:

  •  Enjoy low rates.
  • Set up payments to best fit your budget. Bi-weekly or weekly payments can help pay your loan down faster, saving money.


Loan Rates

Share and CD Secured

Regular Shared Secured

CD Secured

2% above current share savings rate, 90% LTV 2% above current pledged certificate rate, 90% LTV

Signature Loans 

> 12 Months As low as 10.00% APR*
24 Months As low as 10.50% APR
36 Months As low as 11.00% APR

Annual Percentage Rate. Rates are for qualified borrowers
dependent upon credit score. Other restrictions may apply. See a loan officer for details.