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Rates

Auto Rates

New Auto Rates
New vehicles are defined as not previously titled or are within the first 6 months of the original purchase. 
Term
APR *
36 Months As low as 5.49% APR
48 Months As low as 5.49% APR
60 Months As low as 5.49% APR
72 Months As low as 5.99% APR

Used Auto Rates
Model years 2021-2025
Used vehicles are defined as being previously registered. 
Term
APR *
36 Months As low as 5.99% APR
48 Months As low as 5.99% APR
60 Months As low as 5.99% APR
72 Months As low as 6.49% APR

Recreational Rates

New RV / Boat / Watercraft / Motorcycle / Trailer / Misc. Pricing
New defined as not previously titled or within the first 6 months of the original purchase. 
Term
APR *
36 Months As low as 7.00% APR
48 Months As low as 7.25% APR
60 Months As low as 7.50% APR
72 Months As low as 7.75% APR

VISA Credit Card

Success Credit Union offers VISA, VISA Gold, VISA Platinum and VISA Secured credit cards to fit any member’s financial needs.
Card Type APR *
Classic 12.92 % APR
Gold 11.5 % APR
Platinum 8.9% APR

Home Rates

1st Mortgage

Loan 
APR * Amortization
3 Year Balloon As low as  6.64% APR 30 Years
5 Year Balloon As low as 6.89% APR 30 Years
7 Year Balloon As low as 7.14% APR 30 Years
10 Year Balloon As low as 7.39% APR 30 Years
10 Year Fixed As low as 6.69% APR 10 Years
15 Year Fixed As low as 6.94% APR 15 Years
“Mortgage rates are subject to change until locked in. Please contact a loan officer for more details.”

2nd Mortgage
Loan
APR * Amorization
3 Year
Balloon		 As low as 9.50% APR 15 Years
Home Equity Line of Credit
Loan APR * Amortization
Variable Rate with 5 year draw period 8.25% APR 15 Years
from last draw
Land Only
Loan
APR * Amortization
3 Year Balloon As low as 9.50% APR 15 Years

Loan Rates

Share and CD Secured
Regular Shared Secured Share Certificate Secured
2% above current share savings rate, 90% LTV 2% above current pledged certificate rate, 90% LTV
Term
 APR *
>12 Months As low as 11.25% APR
24 Months As low as 11.75% APR
36 Months As low as 12.25% APR

*Annual Percentage Rate. Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.  On signature loans, please note that members may earn additional rate discounts for utilizing any five of the following:

  • Auto-Transfer
  • Direct Deposit
  • Cha-Ching! or Success Checking
  • Certificate or IRA
  • Debit Card
  • Success Credit Union Visa Credit Card
  • eStatement
  • Online Banking
  • LTV of 90% or less

Share Savings Rates

.25% – Dividend .25% – APY ^

Christmas Club Rates

Dividend APY ^
5.84%- Dividend 6.00% APY

Share Certificate Rates

Share Certificates
Members are given a variety of investment choices with our certificates from 6 to 36 months.
$500 minimum investment
Term
Dividend
APY ^
6 Months
4.30% – Dividend
4.35%  APY
9 Months
2.25% – Dividend
 2.26%  APY
12 Months
5.00  % – Dividend
5.09%  APY
19 Months 
4.50% - Dividend
4.58%  APY
24 Months
1.50% – Dividend
1.51%  APY
36 Months
1.75% – Dividend
1.76%  APY

IRA Rates

IRA Share
(variable)		 .25%-Dividend .25% – APY ^ $25 min.
12 Months 4.96% – Dividend 5.05%  APY $500 min.
24 Months 2.50% – Dividend 2.52%  APY $500 min.
36 Months 2.25% – Dividend 2.27% APY $500 min.

Money Market

Last declared dividend rate: 
Amount Dividend APY ^
$2,500-$24,999 .20% – Dividend .20% APY
$25,000 and up .40% – Dividend .40% APY

^ APY stands for Annual Percentage Yield.  Rates are subject to change and fees may reduce potential earnings.